Simply Free Checking

No minimum balance 

No monthly service charge 

No per check charge 

FREE Contactless Instant Issue VISA® Check Card 

FREE MoneyPass® surcharge free ATM networko 

FREE Online Banking 

FREE Online Bill Pay 

FREE Mobile Banking & Mobile Deposit 

FREE Paper, Email or Online Statements 

FREE thank you gift*

BUY BACK of your check cards and unused checks from another financial institution**

Other fees such as non-sufficient funds, overdraft, not-on-us ATM, foreign ATM fees, etc. may apply. See fee schedule for details. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details. *We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. **Up to $10 for checks and check cards from another financial institution given at the time the checks/check cards are presented. Standard data usage rates and fees may apply. Contact your mobile carrier for more information. oA surcharge fee is a fee that is charged to cardholders by the owner of an ATM. You can use your FCB Check Card at FCB and/or MoneyPass® ATMs to avoid paying a surcharge fee. Foreign ATM fees are waived for FCB Check Card holders using MoneyPass® ATMs. Other fees, such as non-sufficient funds or overdraft fees, may apply.

Kentucky

Clinton (Main Office) 
114 East Jackson Street
Clinton, KY 42031

Fancy Farm
10308 State Route 80 W
Fancy Farm, KY 42039

Kevil
952 Kentucky Avenue
Kevil, KY 42053

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Member FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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We have 11 branches in Kentucky and Tennessee to serve your banking needs.

You can open a new checking account online or visit one of our branches. We'd love to meet you!
Locations and HoursContact Us

LaCenter
414 West Kentucky Drive
LaCenter, KY 42056

Wickliffe
359 Court Street
Wickliffe, KY 42087 

Tennessee

Dresden 
8610 Highway 22
Dresden, TN 38225

Dyersburg (Green Village)
602 US Highway 51 By-Pass W
Dyersburg, TN 38024

Dyersburg (Mall Blvd.)
140 Mall Boulevard
Dyersburg, TN 38024

Martin
5475 Skyhawk Parkway
Martin, TN 38237

Martin (Downtown)
111 Oxford Street
Martin, TN 38237

South Fulton
605 South Broadway Street
South Fulton, TN 38257

Equal Housing Lender  | Member FDIC
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First Community Bank of the Heartland
First Community Bank of the Heartland